短语搭配

1. phr. housing loan

住房贷款

2. phr. loan balance

贷款余额

3. bridging loan

过渡性贷款 (常在卖掉旧房前作买新房之用)

4. on loan

借来的；借出的；暂调；借调

5. n. loan shark

放高利贷者

6. n. soft loan

软贷款

7. n. loan translation

借译；翻译借词

8. n. loan collection

借来的艺术展品；可供出借的书

9. n. home loan

买房贷款

10. n. savings and loan

储蓄贷款社

11. n. loan capital

借贷资本

12. n. bridge loan

过渡性贷款

13. n. war loan

战时公债

14. mortgage loan

抵押贷款；按揭贷款

15. bank loan

银行贷款

16. student loan

学生贷款；助学贷款；大学生贷款

17. loan guarantee

贷款保证；贷款担保；信贷保证

18. loan contract

贷款合同；借款合同；借贷合同

19. syndicated loan

银团贷款；辛迪加贷款

20. loan loss

贷款损失；放款损失

双语例句

1. The bank offers loan services.

银行提供贷款服务。

2. There are many loans in Japanese.

日语中有许多的外来词。

3. In America, there's been talk of capping student loan amounts, but nothing has happened yet.

在美国，也有讨论说要限制学生贷款数额，但是迄今为止没有任何行动。

4. He defaulted on his loan payments.

他在贷款还款上违约了。

5. The school library loans books and CDs to the students.

学校图书馆借出书籍和光盘给学生

6. Should I take out a loan?

我该去贷款吗？

7. The book is currently on loan.

该书已借出。

8. I even gave her the loan of my car.

我甚至把车也借给了她。

9. Do you think that the loan officer will waive his fees if I make a referral?

你觉得如果我做一个推荐，那个信贷员会不收费用吗？

10. Don't loan money to him! He never pays people back.

别借钱给他！他从来不还。

11. If you are still a dependent student, the bank likely won't loan you any money.

如果你还是一个受抚养的学生，银行很可能不会借给你任何钱。

12. If you loan him money, I promise that he will never pay you back.

如果你借给他钱，我保证他永远不会还的。

13. I don’t understand why the bank makes getting a loan so overly complicated.

我不明白银行为什么要让贷款变得那么复杂。

14. She arranged a loan with the bank.

她和银行商定了一项贷款。

15. The bank approved his loan request.

银行批准了他的贷款申请。

16. Let me know if things are ever a bit tight for you – I can loan you some money.

你手头一紧的时候就告诉我，我可以借钱给你。

17. The vig on this loan is quite high.

这笔贷款的佣金相当高。

18. I'm going to apply for a loan from the bank.

我打算向银行申请贷款。

19. The pawnbroker gave me a loan.

当铺老板给了我一笔贷款。

20. They defaulted on the loan.

他们在贷款上违约了。

21. So, do you have any student loan debt?

那你有学生贷款债务吗?

22. The book you wanted is out on loan.

你要的那本书借出去了。

23. I have loaned my friend the down payment.

我给朋友借了首付的钱。

24. Careful! It'll be bad news if it hurts your credit score. It'll be hard to get a loan later.

注意哦！如果影响了你的信用评分，那可就不是什么好事。以后就很难贷款了。

25. I repay the loan with half of my salary every month.

我每月用工资的一半偿还贷款。

26. Student loan interest rates have spiked significantly this year.

今年学生贷款利息大幅上升。

27. Hey Evan, did you know that total student loan debt in America has reached $1.45 trillion?

嘿，Evan，你知道美国学生贷款债务总额已经达到1.45万亿美元了吗?

28. He took out a loan.

他申请了一笔贷款。

29. The lender requires a credit check before approving the loan.

贷款人在批准贷款前需要进行信用检查。

30. Qualifying for a loan was taking him a long time.

核准一笔贷款花了他很长时间。

31. What would the interest rate be on a loan like that, hypothetically speaking?

假设来说，类似这样的贷款利率是多少？

32. The length of maturity for this loan is five years.

这笔贷款的贷款期限是五年。

33. The lender approved my loan application.

贷款人批准了我的贷款申请。

近义词

1. n. 贷款；借款

2. vt. 借；借给

反义词

1.

单词辨析

1. 借 (loan lend borrow )

loan 指通过正式的手续，借数目较大的贷款。在美国也可指借出东西。

lend 指将自己的东西借出给别人，也可用于借喻意义。

borrow 指从某人或某处借来某物，也可用作比喻。

考纲分布

近15年出现3次 重要程度

67% n 借来的物品

33% v/n 借款; 借用

考纲释义

1. n. 借来的物品(a thing that is borrowed, especially a sum of money that is expected to be paid back with interest)

They have loans, bills, a mortgage (抵押贷款) to pay off, retirement to save for.他们有贷款、账单、抵押贷款要支付，要为退休存钱。[2015年 浙江卷 完形填空]

单词辨析

1. 借borrow 指从某人或某处借来某物，也可用作比喻，常用搭配： borrow ... from ...。 lend 指将自己的东西借出给别人，也可用于借喻意义。 loan 指通过正式的手续，借数目较大的贷款。在美国也可指借出东西。

考纲分布

近12年出现18次 重要程度

100% v/n 借款; 借用

考纲释义

1. v/n. 借款; 借用(lend a sum of money or item of property)

In a considerable percentage of cases of debt-induced financial stress, credit cards and loans will be a central element.在相当大比例的债务引发的金融压力案例中，信用卡和贷款将是一个核心要素。[2020年 CET4 阅读理解A]

Often there'll be a car loan and perhaps a mortgage, but credit cards often seem to be the gateway to debt-related financial difficulties for many.通常会有汽车贷款，或许还有抵押贷款，但对许多人来说，信用卡似乎往往是与债务相关的财务困难的大门。[2020年 CET4 阅读理解A]

单词辨析

1. 借borrow 指从某人或某处借来某物，也可用作比喻，常用搭配： borrow...from...。 lend 指将自己的东西借出给别人，也可用于借喻意义。 loan 指通过正式的手续，借数目较大的贷款。在美国也可指借出东西。

考纲分布

近12年出现19次 重要程度

84% v/n 借款; 借用

16% n 借来的物品; 贷款数目

考纲释义

1. n. 借来的物品; 贷款数目(a thing that is borrowed, especially a sum of money that is expected to be paid back with interest)

Given that there's now over $1.3 trillion in student loans on the books, it's pretty clear that many students are far from sensible.考虑到现在账面上有超过1.3万亿美元的学生贷款项目，很明显许多学生并不明智。[2018年 CET6 阅读理解]

If taxpayers are to bear the cost of forgiving student loans, shouldn't they have a say in how their money is used?如果纳税人要承担免除学生贷款的费用，难道他们不应该对自己的钱该怎么用有发言权吗？[2018年 CET6 阅读理解]

单词辨析

1. 借borrow 指从某人或某处借来某物, 也可用作比喻, 常用搭配： borrow...from...。 lend 指将自己的东西借出给别人, 也可用于借喻意义。 loan 指通过正式的手续, 借数目较大的贷款。在美国也可指借出东西。

考纲分布

近18年出现3次 重要程度

100% v/n 贷款; 借出

考纲释义

1. v/n. 贷款; 借出(lend a sum of money or item of property)

College loan balances in the U.S. now stand at a record $1.5 trillion, according to the Federal Reserve.根据美联储的数据，美国的大学贷款余额目前达到了创纪录的1.5万亿美元。[2020年 英语二 阅读理解A]

Housing loans today are easy to obtain.现在很容易获得住房贷款。[2016年 英语二 阅读理解A]

必考短语

(1)housing loan住房贷款

(2)loan balance贷款余额

用法讲解

loan作动词时，为及物动词，其后可接名词或代词，如：loan a bicycle

表示“借给某人某物”时可以用loan sb. sth.表达，也可以用介词to来表达：loan sth. to sb.